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Park Bank Website

Small Business Services

We can help your business run smooth and efficient with powerful business-level checking, financing, and merchant programs



Business Checking Accounts

For many vendors, checks are still the preferred method of receiving payments.

Type of Account Minimum Balance Notes
Park Bank Business Account No Minimum Balance Required. Account Charges:
*Service charge: $5
*Paper statement fee: $5 (waived with E-Statements)
Deposits: No charge for first 25 physical deposits per month. $1 each for every deposit over 25. ACH/Electronic deposits do not apply.
Sparta Micro Business Account No Minimum Balance Required. Account only available on new accounts opened in the lobby of the Park Bank located in Sparta. Business must be located in Monroe County, Wisconsin.

Account Charges:
*Service charge: $5
*Paper statement fee: $5 (waived with E-Statements)
*Accounts with 5 or more debit card purchases that post and settle during the statement cycle will be refunded $5.00 in service charges, if incurred, the following statement cycle

*Charges waived for customers with total aggregate deposit balances of $2,500 or more.



Business Checks and Supplies

We also offer affordable, high-quality business checks and supplies, like single, 3-up, or laser business checks, check binders, endorsement stamps and deposit slips. Also ask about Park Bank deposit bags and a key to our night drop box.



Talk to one of our business bankers today!

Business Online Banking

Park Bank's Online Banking for Business adds robust tools to help manage your business cash flow and operations, including:

  • User access control for Accountants and staff segregation of duties
  • Request Wire Transfers
  • QuickBooks Integration
  • Cash Management and Available Funds reporting
  • Pre-Order Cash and Coin
  • Account balance alerts

Business Bill-Pay

Business Bill Pay is a powerful addition to your Park Bank Business Checking Account, featuring:

  • Fast Electronic Payments for vendors that accept electronic funds transfer (EFT)
  • Employee Direct Deposit: Pay your employees via EFT instead of paper checks
  • User Accounts: Allow additional staff to access select features of your Bill Pay account

See our Digital Banking page for help on using Business Online Banking and Business Bill-Pay

Small Business Lending

We're ready to lend a helping hand, with:

  • SBA Loans
  • Conventional Business Loans
  • Business Credit Cards

  • Go To Small Business Lending


    Business Credit and Debit Cards

    The Park Bank Business Visa® Credit or Debit Card helps you manage expenses with tools, benefits, and service designed for your business.

    Features:

    • No annual fees
    • Low interest rate credit cards
    • Expense Management Tools like spend limits per staff card, expense analysis, and transaction history export
    • Online credit card management at MyCardStatement.com
      • View transactions and statements
      • Control employee cards
      • Schedule or make secure payments
      • Set alerts to monitor activity
      • Handle disputes or report suspicious charges

    For personalized business support, contact us at 608-793-5505 between 9:00 AM and 5:00 PM, Monday through Friday.

    Merchant Services

    We partner with Payment Processing Consultants, Inc. so you get a modern system with local support.

    • Straight-forward pricing, no hidden fees
    • No long-term contracts
    • Processing that fits the pace of your business
      • Next day processing of payments
      • Ability to take a wider spectrum of cards
      • Stands alone or integrated into a POS system

    a point of sale card reader

    Local, expert support and service. Park Bank Merchant clients can request assistance from the bank and our partner's toll-free help desk. Also, we can come to your business, help you choose the best option for you, set up your terminal, and provide training.


    Contact Lori Raabe at (608) 526-5503 or lori.raabe@parkbank.bank to request more information!