IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH First National bank

Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.

What this means to you: when you open an account/loan or change an existing account/loan, we will ask all persons that have signature authority for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them. We will also ask to see each person’s driver’s license and other identifying documents and copy or record information from each of them. In the case of formal legal entities opening or changing signature authority on their account/loan, we may ask for the same information on persons associated with the entity, even if they are not authorized on the signature card or loan.