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CDs & IRAs

Certificate of Deposit

Three month term $1,000.00 minimum deposit
All other terms $250.00 minimum deposit
Penalty for early withdrawal
Terms available from 3 to 30 months with competitive rates

Individual Retirement Account

Traditional, SIMPLE, Roth or SEP
$5.00 minimum deposit
Interest rate subject to change daily
Interest compounded daily and paid semi-annually
Age, income, deposit and withdrawal limitations imposed by federal government